Go-Go Phase
In the initial years of retirement, retirees often have a burst of energy and enthusiasm. This phase is characterized by increased spending on travel, hobbies, and other activities. Retirees are active and adventurous. Expenses tend to be higher during this phase.
Slo-Go Phase
As retirees progress further into retirement, they may start to slow down both physically and in terms of spending. This phase typically involves a more relaxed pace of life. While still active, retirees may spend less on travel and entertainment, focusing more on leisurely activities closer to home.
No-Go Phase
The "no-go" phase represents the later stage of retirement when health issues or age-related limitations may restrict mobility and activities. During this phase, spending tends to decrease significantly as retirees may require assistance and spend more time at home. This phase often involves more focus on healthcare and medical expenses.
Self Identity
Social
Health & Nutrition
Personal Relationships
Financial Security
How It Works
First, you will take 15-minute Fit-To-Retire assessment. The assessment will arm you with the information you need for the second step, which is meeting with your advisor to discuss your retirement goals. Together, in the third step, you will use the pre-retirement check-list to set you up for success. Finally, in the fourth step you will use a personalized 100-day playbook to help you prepare for the first three months of your retirement journey.